Axis Bank ACE Credit Card: Your Gateway to Rewards and Benefits

Looking for a credit card that offers exciting cashback on all your purchases? Check out the Axis Bank ACE Credit Card, your ultimate everyday companion that adds excitement to every purchase with its incredible cashback offers!

What is exciting about an Axis Bank ACE Credit Card?

This credit card is designed to enhance your shopping experience and reward you generously with cashback on all your transactions. However, this card is different from others because it offers special benefits, attractive rewards, and personalized features that match your spending habits and lifestyle.

You know what's amazing? Now you can earn money even while applying for Axis Bank ACE Credit Card. Technology has made it possible for us to earn money right from the comfort of our homes! There are so many money-earning apps, like the ZET app. It's pretty interesting because it allows you to earn money by selling credit cards.

In this blog, we'll explore all the benefits you can get with your Axis Bank ACE card.

Earn While You Spend: ACE Rewards Program

Who doesn't love rewards? With the Ace Credit Card, every time you spend, you'll be earning exciting rewards. The more you swipe, the more you'll earn, and the more you'll get to treat yourself. This card offers various benefits such as cashback, travel perks, dining rewards, fuel discounts, and more! Let’s check out these in detail -

Cashback:

With Google Pay, you'll get some awesome cashback offers! For all your bill payments like electricity, internet, and gas, you'll get 5% cashback. And that's not all! Even DTH and mobile recharges also come with a 5% cashback offer.

If you're a foodie or love taking rides with Ola, you'll be thrilled to know that Swiggy, Zomato, and Ola have got your back. You'll get 4% cashback on all your order.

Now, for all your other expenses and purchases, you still get rewarded i.e., 2% cashback on all those spends. So, whether it's shopping, dining out, or anything else, you'll earn cashback on it!

Isn't that exciting? Enjoy your cashback rewards and make the most out of your payments!

Complimentary Airport Lounge Access:

You'll get to enjoy 4 free lounge visits at specific domestic airports throughout the year. Isn't that cool? So, whenever you're traveling within the country, you can kick back and relax in those comfy airport lounges on the house!

Dining Benefits:

You can enjoy up to 20% off at over 4000 partner restaurants across India! It's the perfect opportunity to indulge in some delicious food while saving some money.

Fuel Surcharge Waiver:

You'll enjoy a 1% fuel surcharge waiver on your fuel transactions ranging from Rs. 400 to Rs. 4,000 in each billing cycle. So, whenever you spend on fuel within this range, you won't have to pay the usual 1% surcharge, saving you some extra money. The maximum waiver you can get in a single statement cycle is Rs. 500, which is a fantastic way to make your fuel expenses more affordable!

Other Benefits:

Now how about making your purchases more manageable? That is possible with your Axis Ace card. It helps you convert your big expenses into easy monthly installments with its EMI option! That way, you won't have to worry about a big upfront payment and can enjoy your new goodies without any financial strain.

Key Highlights of the ACE Credit Card:

Let us not look at the key highlights of the ACE credit card. The first and foremost highlight of ACE credit card is its annual fee. When you are a new member, you need to pay Rs. 499 as a joining fee for that year. As for the following year, the annual fee will be charged. The annual fee charged with ACE credit card is Rs. 499 and this could be waived off if you spend more than a certain amount per year. So, you will not be charged of annual fee and it will be waived off if you are spending more than 2 lakhs rupees per annum with your ACE credit card.

Additionally, there is a special thing about ACE credit card. If you are requesting for a replacement card due to some reasons or issues with your credit card, please be rest assure and do not worry. Because, there is no charge posted for requesting a replacement card with ACE credit card from Axis bank. In the same way, there will not be any charge requested if in case you are having a balance enquiry for your credit card. Those charges for balance enquiry will be waived off automatically and no charges will be imposed on you to be paid.

If you need duplicate statement or outstation cheque requests also, they are done with no additional charges. Those charges will be waived off if you are using ACE credit card. Also, if you need the transactions to be kept track by sending mobile alerts and notifications, you can request that option and you won’t get charged for such things. These are the major highlights of using ACE credit cards with no charges being implied on those specifications and requests.

Axis Bank ACE Credit Card Benefits and Features

Before making the decision to get a credit card from Axis bank, it is highly advisable to be aware of the benefits and features of its ACE credit card and compare it with the credit cards offered by other banks and financial institutions. This will help you in understanding how Axis bank’s ACE credit card stands out the crowd of all other credit cards and the reason for you to choose it over the others that are available to you. Now, it is time to explore the benefits and features of the ACE credit card offered by Axis bank.

High cashback benefits: Axis bank’s ACE credit card has been offering the cashback of up to 5% for the bill payments such as electricity bills, internet bills and gas bills. It also offers cashback for the mobile recharges, DTH recharges done on Google Pay. Who will not like it when there is a cashback for mobile recharges in the present day! So, grab this opportunity and apply for ACE credit card from Axis bank. It also offers cashback pf 4% for orders on Swiggy and Zomato. If you are an avid user of Ola, then here is the advantage for you because you will be getting 4% cashback on Ola rides too. Hold on, the cashback is not only applicable for above mentioned expenses but you will also get the cashback of 1.5% for all the other expenses that you use your money from your ACE credit card of Axis bank

Access to airport lounges: As an ACE credit card holder, you will get the chances to enjoy four complimentary visits to the selected domestic airports and you will get these four chances per calendar year. However, there are certain lounges only will have ACE credit card users access and the list will be available in the bank’s website. You can check if the lounge you are planning to visit has the access.

Cuisines discounts: You can also enjoy up to 15% discount for delicious cuisines offered by more than 4000 selected restaurants that are partnered with Axis bank. You can check the lists of eligible restaurants in the official Axis bank’s website.

ACE credit card: Transactions that are done for more than Rs. 2000 could be converted into equivalent monthly instalments (EMIs).

What are the fee & charges for ACE Credit Card?

Nothing in life comes for free! So, let's take a look at the fee you have to pay.

Joining Fee: ₹499. However, you can get this waived off if you spend more than ₹10,000 within 45 days of getting the card! Annual Fee: Spend over ₹2,00,000 a year, and you won't have to pay the ₹499 annual fee!

Note: Make sure you complete your bill payments on time to avoid finance charges.

Axis Bank ACE Credit Card Eligibility

First, you need to check if you are eligible for applying ACE credit card from Axis bank. How to check if you are eligible for this incredible credit card? To apply for the Axis Bank ACE Credit Card, you need to meet the following criteria:

Age of the applicant: Your age must be between 21 years and 70 years. Though the primary age eligible for credit card application is 18 years, the banks will consider 21 years old as an eligible age and this is due to the reason that it will be the age where an individual can manage to repay the charges.

Criteria: You must be new to Axis Bank Credit Card

Nationality: You should be a citizen or a resident of India, with a valid address and identity proof. Income: Your minimum income range should be ₹25,000 or above

Credit Score: Maintaining or having a good credit score will make the approval process quicker and easier. So, for that, you will need a credit score of 720 or higher to meet the minimum requirement

Documents Required

Before starting the application processes, please ensure that you have the following documents with you. In order to avoid last minute hassle with the proofs or missing out any documents, it is always preferred to check beforehand itself like if you have all the necessary documents. If you do not have any of those needed documents, you can apply and get it ready. Having all the documents handy will speed up the application process of the credit card.

Here are the documents that are required for credit card application process:

1: A photocopy of your PAN card

2: Proof of income – The proof of income is required to check if you will be able to repay the charges and dues on time and if you have enough amount per month to manage the dues. These are supporting documents for the bank to trust you. It includes latest payslip/Bank statement/Form 16/IT return copy

3: Residence proof – A residence proof will be used to verify that you are actually a citizen or a resident of India. For that, you can use either of your following proofs: Passport/Driving License/Voter ID Card/Aadhaar card

4: Identity proof -An identity proof is to cross check if the personal details are accurate with the details provided. For that, you can use either of the following documents: Passport/Driving

5: license/Voter ID Card/Aadhaar card/PAN card

6: A colour photograph of yours in order to fill the application form

How do I apply for Axis Bank ACE Credit Card:

The application process is straightforward and can be completed in a few simple steps:

Step 1: Download the ZET app

Step 2: Sign up and add yourself as a customer

Step 3: Go to the product listing page and select ‘Axis Bank ACE Credit Card’

Step 4: Fill in all the required details and upload the required documents

Step 5: Submit the application and wait for approval

Applying for the ACE credit card is super easy. All you need to do is download the ZET app. Once you have the app, not only can you get the ACE credit card, but you'll also have the chance to earn payouts by selling it to your friends.

You won't believe the awesome range of credit cards available on the ZET App! They've got not just the ACE Credit Card, but also other best credit cards to choose from. So, why wait? Go ahead and grab the ZET app to start enjoying the benefits!

Frequently Asked Questions:

1. How can I apply for an ACE Credit Card? You can apply for ACE Credit Card through the ZET App. The application process is simple and straightforward.

2. How long does it take to get approved for an ACE Credit Card? The approval process can vary, but in most cases, you may receive a decision within a few business days of applying. Sometimes, it can be faster, while certain situations may require additional verification, leading to a slightly longer process.