February 9, 2024 · 5 mins readBest Travel Credit Cards in India 2024Shireesha Katta


Travelling is a passion for many, but it can be expensive. Thankfully, credit cards can make your travel dreams more affordable and rewarding. In India, there are several excellent travel credit cards to choose from in 2024. These cards not only offer exciting travel perks but also help you save money on your trips.

Did you know that the ZET app offers a wide range of travel credit cards with incredible benefits? You can recommend these credit cards to your friends and make some extra cash.

In this blog, we'll explore some of the best travel credit cards available in India 2024, helping you choose the one that suits your needs.

1. HDFC Bank Regalia Credit Card

If you're a frequent traveller, then the HDFC Bank Regalia Credit Card is your best choice. Here's why:

  • Complimentary Priority Pass: This card offers you access to airport lounges worldwide through Priority Pass.
  • Travel Insurance: You get complimentary overseas medical insurance, covering up to ₹15 lakhs.
  • Reward Points: You earn 4 Reward Points for every ₹150 spent, which can be redeemed for flights, hotel bookings and more.

2. SBI Elite Credit Card

This card is another fantastic travel credit card with attractive benefits:

  • Welcome Benefits: Get complimentary Club Vistara Silver membership and a gift voucher worth ₹5,000 from any of the partner brands.
  • Milestone Rewards: On spending ₹10 lakhs annually, you can earn up to 10,000 bonus reward points.
  • Airport Lounge Access: Enjoy complimentary Priority Pass membership, which gives you access to over 1000 airport lounges globally.

3. Axis Bank Vistara Credit Card

This card is specially designed for Vistara Airlines enthusiasts:

  • Welcome Benefits: You receive a complimentary Economy Class ticket as a welcome gift.
  • Milestone Benefits: Spend ₹1.25 lakhs in a year and get one Economy Class ticket free. Spend ₹2.5 lakhs and get one more.
  • Priority Services: Enjoy priority check-in, boarding, and additional baggage allowance when flying Vistara.

4. ICICI Bank Sapphiro Credit Card

This card is a gem for those who love luxury travel:

  • Complimentary Lounge Access: Access airport lounges globally with Priority Pass.
  • Hotel and Flight Discounts: Enjoy discounts on hotel bookings through MakeMyTrip and airline tickets on the ICICI Travel Portal.
  • Rewards: Earn 2 reward points for every ₹100 spent, redeemable for travel vouchers.

5. American Express Platinum Travel Credit Card

This card is perfect for those seeking exclusive travel privileges:

  • Welcome Offer: Get 4,000 bonus Membership Rewards Points as a welcome gift.
  • Milestone Benefits: On spending ₹1.90 lakhs in a year, get a travel voucher worth ₹7,700.
  • Fuel Surcharge Waiver: Enjoy 1% fuel surcharge waiver at HPCL pumps.

6. Standard Chartered Emirates World Credit Card

For travellers who frequently fly with Emirates, this card is a must-have:

  • Emirates Skywards Miles: Earn Skywards Miles on every transaction, which you can redeem for flights and upgrades.
  • Complimentary Lounge Access: Access over 1000 airport lounges worldwide through LoungeKey.
  • Discounts: Enjoy discounts on Emirates ticket bookings and dining at participating outlets.

  1. Kotak Mahindra Bank Royale Signature Credit Card This card offers great travel benefits:
  • Milestone Rewards: Spend ₹4 lakhs in a year and get 4 free PVR tickets or 10,000 bonus reward points.
  • Lounge Access: Access airport lounges in India through the Visa Lounge Program.
  • Fuel Surcharge Waiver: Enjoy a 1% fuel surcharge waiver at all fuel stations.

8. Citi PremierMiles Credit Card

The Citi PremierMiles Credit Card is a versatile option for travel enthusiasts:

  • Miles Redemption: Earn 10 Miles for every ₹100 spent on airline transactions and hotel stays, which can be redeemed with leading airlines.
  • Transfer Miles: You can transfer your miles to over 10 airline loyalty programs, offering flexibility in your travel plans.
  • Welcome Miles: Get 10,000 Miles as a welcome gift.

Check out the ZET app, which helps you find the best travel credit card for your needs. Apply for the card that fits you and enjoy its fantastic features.

How to choose the right travel credit card?

Choosing the right travel credit card can make a significant difference in your travel experiences and expenses. The best card for you depends on your specific travel preferences and spending patterns.

In 2024, these top travel credit cards in India offer a range of benefits, from lounge access to reward points and discounts. Before applying for one, carefully evaluate your needs and compare the features of different cards to find the perfect fit for your travel adventures.

Remember to use your credit card responsibly to avoid accumulating debt, and make the most of the rewards and savings it offers.


How can I apply for a travel credit card in India for 2024?

You can apply for a travel credit card using the ZET app. You will typically need to fill out an application form, provide the required documents, and meet the bank's eligibility criteria.

Are there any no-annual-fee travel credit cards available in India for 2024?

Yes, some travel credit cards in India come with no annual fees, but they may offer fewer travel perks and rewards. You will need to weigh the benefits against the annual fee to determine the right card for you.

Are there any foreign transaction fees associated with these travel credit cards?

Some travel credit cards may charge foreign transaction fees when you use the card for international purchases. However, many premium travel cards waive these fees to make them more suitable for international travel.

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