February 9, 2024 · 5 mins readCredit Cards from IDFC FIRST Bank: What They Have to Offer!Shireesha Katta


Are you looking for a credit card that's as unique as you? Look no further; the IDFC FIRST Bank Credit Card might just be the perfect fit for you. This credit card provides you a wide variety of credit cards, loaded with features and benefits that make managing your finances easy.

Understanding IDFC FIRST Bank Credit Cards:

Essentially, a credit card is like a financial superhero that allows you to buy things even if you don't have the money right now. You make purchases using the card, and then you promise to pay the bank back later, usually within a month.

IDFC FIRST Bank offers you a range of cards that cater to various financial needs and lifestyles. You have the opportunity to make money by selling IDFC FIRST Bank Credit Cards using the ZET app.

In this article, we'll explore the top IDFC FIRST Bank credit cards. We'll explain what makes them special and why they can be really great for you.

Types of IDFC FIRST Bank Credit Cards:

Whether you're a shopaholic, a traveller, or someone who loves cashback, there's a card for you. Let's take a look at some popular options.

IDFC FIRST Millennia Credit Card:

Perfect for the shopper in you! This card offers cashback on various categories like shopping, dining, and groceries.

  • Welcome Benefits - Get gift vouchers worth ₹500 and 5% cashback on first EMI transaction.
  • Reward Points - You can earn up to 10x reward points when you shop online, which can be redeemed for discounts or cashback.
  • Fuel Surcharge Waiver: Enjoy fuel surcharge waivers at select fuel stations, and save big on your fuel expenses.

IDFC FIRST Classic Credit Card:

A simple and easy-to-use card for your everyday needs, whether it's shopping or paying bills.

  • Movie Discounts: You can get a 25% discount on movie tickets, up to ₹100, when you book them through the Paytm mobile app.
  • Interest-Free Cash Withdrawals: You can withdraw cash from ATMs without any interest charges for up to 48 days.
  • Flexible EMI Options: Convert your big purchases into easy EMIs with just a phone call.

IDFC FIRST Select Credit Card:

If you're a frequent flyer or love to dine out, this card offers travel benefits and dining discounts.

  • Airport Lounge Access: You can enjoy up to 8 complimentary domestic airport lounge and railway lounge visits per quarter.
  • Dining Discounts: You can enjoy up to a 20% discount at over 1,500 restaurants.
  • Foreign Currency Markup Waiver: When you use your card internationally, this card has got you covered with zero foreign currency markup.

IDFC FIRST Wealth Credit Card:

Designed for those who enjoy the finer things in life, this card offers exclusive privileges, concierge services, and more.

  • Discounts: You can enjoy up to a 15% discount at over 3,000 Health & Wellness centres.
  • Concierge Services: Access to a 24x7 concierge service to assist you with your travel bookings, reservations, and more.
  • Travel Insurance: Get travel insurance coverage for you and your family when you purchase your tickets using this card.
  • Fees and Charges:
  • There is no joining fees or annual charges associated with IDFC FIRST Bank Credit Cards.

IDFC FIRST Bank Credit Cards Eligibility:

To get an IDFC FIRST Bank Credit Card, you need to meet the following criteria:

  • Age: If you're salaried, you should be 25 years or older; if you're self-employed, you should be 27 years or older.
  • Pre-requisite: You should be new to IDFC FIRST Bank Credit Card
  • Nationality: You should be a resident of India, with a valid address and identity proof.
  • Income Range: If you're salaried, your monthly income should be at least ₹30,000. If you're self-employed, your income tax return (ITR) should be over ₹5 lakhs with a mandate.
  • Credit Score: You'll need to have a good credit score
  • Documents Required: Before starting the application process please ensure that you have the following documents with you: PAN card photocopy, colour photograph, proof of income (latest payslip/Bank statement/Form 16/IT return copy), residence proof (Passport/Driving License/Voter ID Card/Aadhaar card), and identity proof (Passport/Driving licence/Voter ID Card/Aadhaar card/PAN card).

How do I apply for IDFC FIRST Bank Credit Cards:

Applying for an IDFC FIRST Bank Credit Card is simple and can be done in a few easy steps.

  • Step 1: Download the ZET app
  • Step 2: Sign up and add yourself as a customer
  • Step 3: Go to the product list page and select any IDFC FIRST Bank Credit Card you wish to apply for
  • Step 4: Fill in all the details and upload the required documents
  • Step 5: Submit the application and wait for the approval process to be completed
  • Start offering IDFC FIRST Bank Credit Cards to your friends via the ZET app and boost your earnings.


How do I apply for IDFC FIRST Bank Credit Card? Applying for an IDFC FIRST Bank Credit Card is easy! You can do it through the ZET App. The application process is simple, straightforward and hassle-free.

What kind of credit cards does IDFC FIRST Bank offer? IDFC FIRST Bank offers a range of credit cards tailored to different needs, including cashback cards, travel cards, and lifestyle cards.

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